Belvo vs Kernel

Side-by-side SOC 2 compliance: verification level, type, auditor, and renewal timing.

	Belvo belvo.com	Kernel kernel.ai
Verification	Listed	Listed
SOC 2 type	—	SOC 2 Type II
Auditor	—	—
Last report	—	—
Renewal	Unknown	Unknown
Region	—	—
Size	51–200 employees	—
Certifications	ISO 27001PCI DSS	SOC 2 Type II
Documents	ISO 27001:2022 certificatePublic PCI DSS 4.0.1 AOC - Q1 2026On request Information Security WhitepaperPublic Data Handling WhitepaperPublic Policy - Acceptable UseOn request Policy - Secure Software DevelopmentOn request Policy - Operations SecurityOn request Policy - CryptographyOn request Confirmation of Penetration Test 09/2025On request Confirmation of Penetration Test 04/2025On request Confirmation of Penetration Test 08/2024On request Confirmation of Penetration Test 04/2024On request Confirmation of Penetration Test 03/2024On request Confirmation of Penetration Test 09/2023On request	SOC 2 Type IIOn request Cyber Insurance PolicyOn request Type 2 Audit Confirmation LetterOn request Network diagramOn request Momentum AI Ltd. (dba Kernel) - 2025 SOC 2 Type 2 Report.pdfOn request Penetration testOn request AI Governance PolicyOn request Third-Party Management PolicyOn request Access Control PolicyOn request Secure Development PolicyOn request Risk Management PolicyOn request Physical Security PolicyOn request Operations Security PolicyOn request Information Security Roles and ResponsibilitiesOn request Information Security Policy (AUP)On request Incident Response PlanOn request Human Resource Security PolicyOn request Data Management PolicyOn request Cryptography PolicyOn request Code of ConductOn request Business Continuity and Disaster Recovery PlanOn request Asset Management PolicyOn request
Hosting	AWS	AWS, GCP, Azure
Subprocessors	5 listed	11 listed
Key controls	Not provided	Not provided

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